Privacy Policy for Easy Money
**Last Updated: April 28, 2026**
## Introduction
Easy Money ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application Easy Money (the "App").
Please read this Privacy Policy carefully. By using the App, you agree to the collection and use of information in accordance with this policy.
## Information We Collect
### Personal Data Stored Locally on Your Device
Easy Money stores all your financial data locally on your device using SwiftData. This includes:
- **Transaction Records**: Date, amount, category, title, notes, and transaction type (income/expense)
- **Savings Goals**: Goal name, target amount, allocated amount, creation date, and completion status
- **Categories**: Custom and default category names, icons, and types
- **Currency Preferences**: Your selected currency for displaying amounts
- **Language Preferences**: Your selected language for the app interface
**Important**: All this data is stored exclusively on your device. We do not have access to this data, and it is never transmitted to our servers.
### Data We May Collect Through Third-Party Services
#### Google AdMob (Advertising)
If you have not purchased the "Remove Ads" in-app purchase, we display advertisements through Google AdMob. AdMob may collect and process certain data to provide personalized advertising and measure ad performance, including:
- Device identifiers (such as Advertising ID)
- IP address
- Device type and operating system
- App usage data
- Ad interaction data
For more information about how Google uses data, please visit [Google's Privacy Policy](https://policies.google.com/privacy).
#### Apple StoreKit (In-App Purchases)
We use Apple's StoreKit framework to process in-app purchases, specifically:
- **Remove Ads**: A one-time purchase to remove advertisements from the app
Apple processes purchase information according to their privacy policy. We do not collect or store your payment information. For more information, please visit [Apple's Privacy Policy](https://www.apple.com/legal/privacy/).
### Exchange Rate Data
The App uses exchange rate services to convert currencies. When fetching exchange rates:
- API requests are made to external exchange rate providers
- No personal information is transmitted with these requests
- Exchange rates are cached locally on your device
## How We Use Your Information
### Data Stored on Your Device
Your financial data stored locally on your device is used solely to:
- Display your transaction history
- Calculate income and expense totals
- Track savings goals and progress
- Generate financial summaries and statistics
- Provide currency conversion for your transactions
This data never leaves your device and is not accessible to us or any third parties.
### Third-Party Services
We use third-party services for the following purposes:
- **Google AdMob**: To display advertisements and generate revenue to support the app (unless you purchase "Remove Ads")
- **Apple StoreKit**: To process in-app purchases securely
- **Exchange Rate APIs**: To provide up-to-date currency conversion rates
## Data Storage and Security
### Local Data Storage
- All your financial data is stored locally on your device using Apple's SwiftData framework
- Data is protected by your device's security features (encryption, passcode, biometric authentication)
- We do not have access to your data and cannot retrieve it remotely
### Backups
Your data may be included in device backups:
- **iCloud Backup**: If you have iCloud backup enabled, your app data may be backed up to iCloud
- **Local iTunes/Finder Backups**: Your data may be included in local backups
These backups are controlled by you and managed by Apple according to their privacy policy.
## Data Sharing and Disclosure
We do not sell, trade, or otherwise transfer your personal information to third parties, with the following exceptions:
- **Third-Party Service Providers**: As described above (Google AdMob, Apple StoreKit, Exchange Rate APIs), these services operate under their own privacy policies
- **Legal Requirements**: We may disclose information if required to do so by law or in response to valid requests by public authorities
## Children's Privacy
Easy Money does not knowingly collect personal information from children under the age of 13. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us so that we can take appropriate action.
## Your Data Rights
### Access and Control
You have complete control over your data stored in the App:
- **View Data**: All your data is accessible within the app
- **Edit Data**: You can modify or delete transactions, savings goals, and categories at any time
- **Delete Data**: You can delete individual items or remove all data by deleting the app from your device
### Opt-Out of Advertising
You can remove advertisements by:
- Purchasing the "Remove Ads" in-app purchase
- Managing your device's advertising preferences in iOS Settings > Privacy & Security > Tracking
## Third-Party Links
The App may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties. We encourage you to read the privacy policies of any third-party services you interact with.
## Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by:
- Updating the "Last Updated" date at the top of this Privacy Policy
- Providing a notice within the App (for material changes)
You are advised to review this Privacy Policy periodically for any changes.
## International Data Transfers
Since all your financial data is stored locally on your device, there are no international data transfers of your personal financial information.
However, third-party services (Google AdMob, Exchange Rate APIs) may process data internationally according to their respective privacy policies.
## Data Retention
- **Local Data**: Your financial data remains on your device until you delete it or uninstall the app
- **Advertising Data**: Managed by Google AdMob according to their data retention policies
- **Purchase Data**: Managed by Apple according to their data retention policies
## Analytics
Currently, Easy Money does not use any analytics services to collect usage statistics. All data remains local to your device.
## Contact Us
If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at:
**Email**: uttaponsurinsom@gmail.com
**Developer**: Uttapon Surinsom
## Your Consent
By using Easy Money, you consent to this Privacy Policy and agree to its terms.
## Additional Information for Different Jurisdictions
### European Union (GDPR)
If you are located in the European Union, you have certain data protection rights under the General Data Protection Regulation (GDPR):
- **Right to Access**: You have the right to access your personal data
- **Right to Rectification**: You can correct inaccurate data
- **Right to Erasure**: You can delete your data by deleting the app
- **Right to Data Portability**: You control your data locally on your device
Since all your data is stored locally on your device, you have full control over these rights.
### California (CCPA)
If you are a California resident, you have certain rights under the California Consumer Privacy Act (CCPA):
- **Right to Know**: You have the right to know what personal information is collected
- **Right to Delete**: You can delete your data by deleting the app
- **Right to Opt-Out**: You can opt out of advertising by purchasing "Remove Ads"
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